Who We Are at Hoboscon
Our Mission
At Hoboscon, our goal is simple: to empower businesses to flourish. With our expertise in Payments Consulting, Management Consulting, and Strategic Business Advisory, we unravel complexities and unlock growth opportunities. Through tailored strategies and collaborative partnerships, we ignite innovation, boost competitiveness, and deliver tangible results that create enduring value for our clients and communities.
Our Values
Welcome to Hoboscon, where integrity, excellence, and innovation reign supreme. We cherish collaboration, inclusivity, and diversity, fueling our journey towards extraordinary outcomes. Through trust and accountability, we forge enduring connections that surpass expectations, guaranteeing enduring triumph.
What is PSP
A Payment Service Provider (PSP) is a company that helps businesses accept online payments. Whether you are selling products or services, a PSP allows you to process payments through a variety of methods such as credit cards, debit cards, bank transfers, and digital wallets like PayPal or Apple Pay.
Payment Aggregators and Payment Orchestration
Payment Aggregators let businesses accept multiple payment methods (credit cards, e-wallets, bank transfers) without needing direct contracts with each provider. They simplify payment processing by acting as an intermediary. Examples include PayPal and Stripe.
Payment Orchestration provides control over how payments are routed through different gateways, optimizing transactions for higher success rates and flexibility. It allows businesses to connect to multiple providers and streamline payment processes for better performance.
ON and OFF Ramping providers
On-Ramping Providers let users convert traditional currencies (like USD) into cryptocurrencies, making it easy to buy digital assets.
Off-Ramping Providers help users convert cryptocurrencies back into traditional currencies, allowing them to "cash out" their digital assets.
Examples include Coinbase, Binance, and MoonPay. These services make it simple to enter and exit the crypto market.
Open Banking and EMIs
Open Banking is a system that allows banks to share customer data (with permission) with third-party providers. This gives customers more control over their financial information and allows them to access innovative services, such as budgeting tools or faster payments, by connecting their bank accounts to apps or platforms.
Electronic Money Institutions (EMIs) are companies that issue electronic money, allowing users to make payments and store funds digitally, without needing a traditional bank account. EMIs can offer services like prepaid cards, digital wallets, and payment processing.
Announcement
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